Finance
Finance Calculators
Plan smarter with free finance calculators built for investors, homeowners, and everyday budgeting. Every tool runs in your browser — no signup, no data stored on our servers.
Salary to Hourly Calculator
Convert your annual salary to an hourly wage and see your monthly, weekly, and daily earnings.
DSCR Loan Calculator
Calculate Debt Service Coverage Ratio for investment properties. Instantly see if your rental income covers the loan, plus max qualifying loan amount.
1031 Exchange Calculator
Estimate capital gains taxes deferred through a 1031 like-kind exchange. See tax savings, boot amounts, and minimum reinvestment requirements instantly.
Real Estate ROI Calculator
Calculate rental property ROI with cap rate, cash-on-cash return, and annual cash flow. Instantly analyze investment returns from purchase price and rental income.
Solar ROI & Payback Calculator
Calculate solar panel payback period and return on investment. Instantly see annual savings, net system cost after incentives, and simple payback years.
LED vs. Incandescent Energy Savings Calculator
Compare LED and incandescent lighting costs. Instantly see annual energy savings, payback period, total cost of ownership, and CO₂ reduction.
Rent vs Buy Calculator
Compare renting vs buying a home over time. Instantly see monthly costs, net position, break-even year, and which option saves more money.
Fair Rent Calculator
Calculate how much rent a house should cost based on property value, market zone, size, and expenses. See value-based, size-based, and blended fair rent instantly.
Debt Payment Plan Calculator
Build a debt payoff plan with monthly payments. Instantly see your debt-free date, total interest, payoff timeline, and how extra payments accelerate results.
Credit Card Payoff Calculator
Calculate how long it takes to pay off credit card debt. Compare minimum payments vs. a fixed plan and see total interest, debt-free date, and savings.
Construction Cost per m² Calculator
Estimate construction cost per square meter. Instantly calculate total build cost from area, quality level, floors, soft costs, and contingency.
FIRE Retirement Calculator
Calculate your FIRE number, savings rate, and projected retirement age. Instantly see years to financial independence using the 4% rule and compound growth.