¿Por qué el pago mínimo tarda tanto?

El pago mínimo baja con el saldo, extendiendo años de deuda e intereses.

easydailycalcs

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Calculadora de pago de tarjeta de crédito

Calcula cuánto tarda en pagarse la deuda de tarjeta de crédito. Compara pago mínimo vs plan fijo.

Card Details

Enter your balance, APR, and planned monthly payment.

Current Balance

APR

Fixed Payment / mo

Min Payment %

Min Payment Floor

This month's minimum: $170.00 · Monthly interest: $162.85

Payoff Plan

Fixed payment vs. paying only the minimum.

Steady Plan

Fixed Plan Interest$5,383

Minimum-Only Interest—

Interest saved vs. minimum$0

Debt-Free (Fixed)Mar 2031

Debt-Free (Minimum)Never

Pay Off InAt your fixed monthly payment

4 yr 8 mo

Cómo funciona

Simula el pago mes a mes de tu tarjeta de crédito comparando pago mínimo vs cuota fija hasta saldar la deuda.

Preguntas frecuentes

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Aviso legalLos resultados de esta calculadora son estimaciones con fines informativos únicamente. No constituyen asesoramiento financiero, legal o profesional. Consulte a un profesional calificado para sus necesidades específicas.